For your convenience, here is a list of insurance companies that we accept. If you do not see your plan listed, or you have any other questions, please take a moment and read our office policy.

 

• Medicare
• Anthem Blue Cross & Blue Shield
• Blue Cross & Blue Shield Plans
• Cigna
• Cigna of NH (Healthsource)
• PHCS Network
• HCVM Network
• One Health
• First Health

We do accept personal checks and cash. Unfortunately, we do not accept credit cards.

Office Policy

We accept payment for the 20% that Medicare designates as patient responsibility.

Atlantic Surgical Associates feels the responsibility for your medical care is a partnership between you and your physician. Your insurance obligations are between you and your insurance company.

Your insurance may require a referral from your primary care physician. You are therefore responsible for that at the time of your appointment. Since insurance companies may refuse coverage without this, if you do not have an insurance-required referral at the time of your appointment, you are responsible for the charges at the time of this appointment.

We will gladly discuss your proposed treatment and answer any questions relating to your insurance. While we do not participate with every insurance we will gladly submit to those we do participate with.

Upon verification of your coverage we will bill your insurance company for all allowable services. This includes primary as well as some secondary insurers. Please be aware that your insurance is a contract between you, your employer and your insurance company. Specific questions regarding coverage and benefits should be directed to your insurance company.

Most professionals' fees may not be what your insurance considers "usual and customary." If we do not have a contract with your insurance or insurance network, you will be responsible for the balance of the charge/s. Please understand Medicare co-payments (20% of allowable charges) are federally mandated (it is the law). We must, therefore, bill you for that balance.

We do not participate in New Hampshire or Maine Medicaid Programs.

PLEASE NOTE - We do not bill Banker's Life Insurance.

• Should you have additional paperwork for other insurance (e.g. disability, medical leave, etc.) there may be a processing fee for each form. Please allow 3-5 working days for processing.

If you have a co-payment, coinsurance, and/or deductible, this payment will be collected at the time of the service. If you have no insurance, payment will be collected at the time of service, or a payment plan can be arranged.

Please understand that you are ultimately responsible for any charges incurred in the collection of an outstanding balance. We will apply the option of a collection agency after 60 to 90 days of an outstanding balance; fees for doing that will be passed on to you.

If financial hardship is in question please feel free to speak to the Office Manager. We are willing to work with you in reaching a mutual agreement for payment.

Thank you.

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